This morning I was paying the bills for December. I get checks at the end of the month. They get posted as "pending". That means if I were to transfer or "use" the money now, I'd be in trouble because they haven't given it to me yet.
So, I have to make sure that I put in the next date when I know the money will be mine.
Why does this bother me?
- They are government checks. Shouldn't they clear automatically?
- They gave it to me, why won't you?
- When I charge something on my credit card, which is also the same bank, the charges appear instantly. How come you don't have to wait?
- If I see a 2 cent interest in the account I am delirious with joy.
- How much interest do you make holding back everyone's money while it pends?
- My "free" banking is limited to certain accounts. If I make more than 6 transfers online or on my cell, I get charged. If I don't want the charges I have to actually show up at the bank and do the transfers on their computer. Why????
Another case of our upside down America. Did I get a say in who made these banking regulations? I think not. I think we should all have a say in it since it's our fucking money.
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